As a leading provider of home loans, we take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day.
Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau.
We have over 100 years of loan and banking experience among our senior loan officers.
We do not charge any fees up-front or out-of-pocket at any time during the process of your loan, so there is never a risk to work with our company. Most companies charge an up-front Application Fee of about $450+ and a Credit Report fee about $40+... not to mention other miscellaneous fees during the processing of your loan.
We don't make a penny unless your loan closes, so you know there will be a hightened level of service to provide you with the best deal and service!
Not only do we waive the up-front Application Fees and Credit Report Fees, but we also waive hundreds if not thousands of dollars of the common closing costs for our clients! When you compare our quote line-by-line to other quotes, you will be very impressed with the amount of closing costs we will save you.
If another company's interest rate is lower, it could be a "teaser rate", or it may be because their closing costs are higher, so make sure to examine your quotes carefully. The interest rate and the fees go hand-in-hand. We are willing to beat any quote if you give us the chance!
Your loan will be handled by only two people, your Loan Officer and the Branch Mananger. Most companies have several people handling your file, from processors to assistants, etc. This can cause mistakes and confusion. When you obtain a mortgage from Solar Financial Group, you will have the cell phone numbers of your Loan Officer and their Branch Manager!
By combining all of the aspects explained above, we have created the type of mortgage company that we would look for as a customer when searching for a mortgage loan! That was our goal over the years as we have developed our business model.